AePS Switching Services

AEPS allows the customer of the bank to perform various card less transactions based on his Aadhaar Number and Biometric data through Micro ATMs installed at Bank Premises, BC Locations in the network of the bank and NFS.

Sarvatra is the first authorized Service Provider (ASP) of NPCI has developed Aadhaar Enabled Payment Services under Sponsorship module. Our AEPS solution is a secured and user-friendly solution which offers entire range of services from on-boarding a customer (via eKYC) to enabling customers to access their accounts using their Aadhaar number.

Electronic Know Your Customer ( eKYC )
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Aadhar Enabled Payment System (AePS)
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Sub-membership Model

A non-AEPS-NFS Network bank can become a Sub-Member of a Member Bank, which is certified by NPCI as a “Sponsor Bank” for Switching Services. Banks can use the shared Sarvatra® Micro ATM Switch for transactions via Aadhaar and Biometric authentication.

NPCI acts as Authenticated Service Agency (ASA) / KYC Service Agency (KSA) of UIDAI
Sub-Member Bank acts as Authenticated User Agency (AUA) / KYC User Agency (KUA) of UIDAI
Sarvatra shall act as Technology Service Provider being certified ASP of NPCI

Sub-membership Model

A non-AEPS-NFS Network bank can become a Sub-Member of a Member Bank, which is certified by NPCI as a “Sponsor Bank” for Switching Services. Banks can use the shared Sarvatra® Micro ATM Switch for transactions via Aadhaar and Biometric authentication.

NPCI acts as Authenticated Service Agency (ASA) / KYC Service Agency (KSA) of UIDAI
Sub-Member Bank acts as Authenticated User Agency (AUA) / KYC User Agency (KUA) of UIDAI
Sarvatra shall act as Technology Service Provider being certified ASP of NPCI

Account Opening Through eKYC

Card-less Transactions using Aadhaar No. and Biometrics:

Best Finger Detection (BFD) – UIDAI has come up with the BFD service for better biometric match during authentication

Sarvatra Technologies Pvt. Ltd. is India’s leading end-to-end solutions provider focused on making financial transactions easy for Commercial Banks.

© Copyright 2025, Sarvatra Technologies Private Limited. All Rights Reserved.

Sarvatra Technologies Pvt. Ltd. is India’s leading end-to-end solutions provider focused on making financial transactions easy for Commercial Banks.

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